There are many factors to consider when applying for storage tank pollution liability--whether or not it is aboveground or underground Cheap Odell Beckham Jr Jersey , specifics of the tank such as age, construction, contents, etc., and the state in which the tank is located. These are just a few of the questions that a carrier will ask before agreeing to provide an indication. Many tank owners and operators are finding that their state-specific Departments of Environmental Protection have begun to get more involved in how these tanks are installed and maintained; this has created some changes to some of the underwriting procedures for storage tank pollution liability policies as well.
Florida was one of the first states to adopt legislation and regulations for aboveground and underground storage tank systems. Since it relies on ground water for about 92% of its drinking water needs, this state has some of the most rigid rules in the country. There have been some recent changes to the policies set forth by the state of Florida regarding secondary containment: Effective January 1 Cheap Eli Manning Jersey , 2010, all single wall erected aboveground storage tanks must have secondary containment beneath the tank and single wall bulk product piping in contact with the soil must have secondary containment unless deferred by an API 570 Integrity Assessment.*
The Florida Department of Environmental Protection has never issued an extension for an equipment upgrade deadline since the storage tank rules were adopted in 1984.
These new regulations may have a big impact on some Florida businesses, including gas stations, convenience stores, schools, golf courses Cheap Saquon Barkley Jersey , car dealerships, and airports. Insurance agents who have clients that may be affected by the changes relating to secondary containment should make sure they are in compliance with these guidelines and take the steps to make sure their insureds are properly covered. Tank owners and operators that do not adhere to the updated regulations could have a tougher time securing a storage tank pollution policy once these requirements take effect starting next year.
Other states are cracking down on tank installation and maintenance, including Virginia and several others on the east coast. By taking a proactive approach to assisting businesses who are responsible for tanks, insurance agents will help them to obtain adequate coverage and secure renewals into the future.
This is not a subject to be taken lightly, when one considers the implications of a storage tank that leaks. For instance, if an underground storage tank leaks petroleum or another harmful substance into the soil Daniel Jones Jersey , it makes its way into the ground water. In some states (Idaho, for example) ground water supplies over 90% of the drinking water, so a storage tank leak can be disastrous and harmful.
If you are a business owner (or even a homeowner, for that matter)who has an underground (or above ground) storage tank on your property, consider additional storage tank liability - it is better to be safe than sorry.
Storage Tank Pollution Liability is typically an easy and low-cost way that businesses can protect themselves in the event of a pollution loss and meet state requirements.
*Most information taken from the Florida Department of Environmental Protection website.
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